2026 Lending Changes: What HOA and Condo Boards Need to Know About Reserve Funding

Financing rules for condominium and homeowners associations are tightening in 2026. Updates from Fannie Mae and Freddie Mac are no longer just guidelines—they directly affect whether buyers in your community can obtain a conventional mortgage. For board members, this isn’t just a financial detail—it has real implications for buyers getting loans on units, property values, [...]

By |2026-04-10T17:34:40-07:00April 10th, 2026|Budgets, Condominium Purchases, Reserve Balance|Comments Off on 2026 Lending Changes: What HOA and Condo Boards Need to Know About Reserve Funding

Changes to HUD 2025

The changes to HUD under the Trump administration have a complex and potentially far-reaching impact on both current and future homeowners. Key Changes and Potential Impacts Rollback of the Affirmatively Furthering Fair Housing (AFFH) Rule: The rollback of the AFFH rule could potentially lead to increased segregation and unequal access to housing opportunities. This could [...]

By |2025-04-15T13:54:04-07:00April 15th, 2025|Condominium Purchases, Legal|Comments Off on Changes to HUD 2025

Changes to Fannie Mae and Freddie MAC loan requirements in 2025

Yes, there are some changes coming to Fannie Mae and Freddie Mac loan requirements in 2025, and these could have implications for condominium buyers. Here's a summary of the key changes and how they might affect you: 1. Conforming Loan Limits Increased What it means: The Federal Housing Finance Agency (FHFA) has increased the conforming [...]

By |2024-12-24T12:35:17-08:00December 24th, 2024|Budgets, Condominium Purchases|Comments Off on Changes to Fannie Mae and Freddie MAC loan requirements in 2025
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