The changes to HUD under the Trump administration have a complex and potentially far-reaching impact on both current and future homeowners. 
Key Changes and Potential Impacts
Rollback of the Affirmatively Furthering Fair Housing (AFFH) Rule:
The rollback of the AFFH rule could potentially lead to increased segregation and unequal access to housing opportunities. This could disproportionately affect minority communities and limit their ability to become homeowners. The removal of this rule, takes away some of the oversite of fair housing practices, and can allow for more discriminatory practices.
Cuts to HUD Programs and Funding:
Reductions in HUD funding and staff could lead to a decrease in the availability of affordable housing programs, such as rental assistance and public housing. This could make it more challenging for low-income individuals and families to secure stable housing.
Cuts to programs like the Green and Resilient Retrofit Program (GRRP) hinder the ability to provide energy efficient improvements to affordable housing.
Impact on Affordable Housing Development:
Changes in funding and regulations could affect the development of new affordable housing units. This could exacerbate the existing shortage of affordable housing, making it more difficult for future homeowners to find suitable properties.
Changes to Fair Housing Enforcement:
Cuts to funding of fair housing enforcement, will make it harder to fight housing discrimination.
Changes to rules that protect people from housing discrimination, such as transgender and nonbinary people, will create more housing insecurity for those populations.
It’s important to note that the full impact of these changes is still unfolding and may vary depending on local market conditions and other factors.
